Ensure Peace of Mind with Visitor Insurance
Canada has a wide variety of landscapes perfect for sightseeing and adrenaline-pumping activities. Every year, tens of thousands of people go to Canada to take in the country’s breathtaking scenery and exciting activities.
Traveling to Canada can be done for many different reasons, such as leisure, visiting loved ones, or conducting business. Medical care in Canada is world-famous for its high quality, but high cost. If you get sick or have an accident while traveling, you will be responsible for all associated costs. There may be a strain on your finances as a result. When possible, it’s best to have health insurance in case of an unforeseen illness or injury.
As a rule, while we’re making travel plans, we don’t give much thought to the possibility of a medical emergency or accident. Having visitor health insurance in place can prevent an unexpected medical emergency from turning your dream vacation into a living nightmare.
Because of our many years of experience in the insurance industry, Gujarat Insurance is widely regarded as one of the most reputable insurance brokerages in all of Canada. We have an understanding of your requirements and can assist you in acquiring the coverage you desire at the lowest possible rate.
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What are the Benefits of Having Visitor Insurance?
Having visitor’s insurance protects your financial stability in the event that you have to deal with an unanticipated medical or accidental disaster. It is common knowledge that the cost of medical care in Canada is rather high, and it is challenging for a visitor from another country to meet these expenses without jeopardizing their financial security.
Visitors visiting the country are not eligible for medical coverage under any of the national, provincial, or territory health insurance plans, in contrast to citizens of Canada who live there permanently and Canadian residents. Having enough medical coverage is necessary in order to protect your financial well-being in the event that you become ill or experience a serious medical emergency. Having visitor’s insurance gives you enough coverage that might serve as a financial buffer in case you find yourself in a sticky situation.
The procedure of filing a claim is streamlined and expedited by Top Financial, who is always accessible to provide assistance to policyholders throughout the life of their insurance policies.
Visitor insurance is required for you if you are:
- Neither a citizen nor a permanent resident of Canada.
- A holder of Super Visa or Travel Visa.
- A foreign student arriving in Canada to pursue their studies.
- Relocating to Canada for employment.
- A newcomer who is still not eligible for any government health programs.
- A resident of Canada who left the country for at least 182 days but whose provincial health insurance is still pending.
If you fit into one of the aforementioned groups, you should get visitor insurance to protect you against unforeseen circumstances. The Canadian government is aware that paying for medical bills on one’s own might be challenging, especially for visitors.
The Canadian government encourages visitors and individuals who are not covered by government insurance to carry private insurance for their protection, even though it is not required for visitors to have visitor insurance while visiting Canada. Your international travels are not covered by the insurance plan that protects you in your home country.
Protection Provided by Visitor Insurance
- Hospitalization and other emergency services available around the clock.
- Service of ambulance.
- Prescription drugs.
- Doctor's expenses.
- If necessary, fees for an optometrist or acupuncturist.
- Necessary medical equipment or appliances.
- Visits to the doctor for follow-up care.
- Urgent treatment.
- Tests required for diagnosis.
- Accidents and illnesses can result in dental emergencies.
- Medical services from chiropodists, podiatrists, and others are covered.
- Medical ailment that existed previously.
- Depending on the scope of the policy, maternity expenses may also be covered.
- If an emergency evacuation is required, it will also cover the expense of any accompanying children or other dependents.
- Depending on your insurance policy's terms and conditions, COVID-19 emergency may be covered.
- There is an option to get supplemental insurance for sporting events.
- Benefits in the event of an accidental death as well as protection against dismemberment.
Insurance consultants at Gujarat Insurance can tailor coverage to fit your specific needs, taking into account factors such as your current health and the nature of your travel. Please reach out to our customer support to get a quote and other additional information.