What is Super Visa Insurance?
What is the Purpose of Super Visa Insurance?
All foreign nationals are subject to specific rules and regulations imposed by Canadian legislation. To those who wish to visit Canada for a shorter period of time than the standard 6-month stay, several visa options are available.
However, when our parents, grandparents, and other relatives travel to Canada, they usually plan to stay for an extended period of time. Taking this into account, the Canadian government introduced super visa insurance in 2011 to facilitate extended visits by parents and grandparents of permanent residents or Canadian citizens.
Travelers can protect themselves financially in the event of an accident or illness by purchasing insurance. Visitors to Canada are on their own if they become sick or injured, unlike Canadians, who can rely on public health insurance to pay for any necessary medical care.
The insurance will shield tourists from the catastrophic financial losses that would otherwise be their responsibility. In order to safeguard tourists from such dangers, the Canadian government mandated that all tourists get travel health insurance.
Requirements for Super Visa
According to the IRCC, in order for your health insurance to be authorized, it must fulfill all of the standards listed in the following list:
- It is mandatory that the medical insurance come from a company based in Canada.
- It must have a validity date that is at least one year after the day on which you enter Canada.
- The amount of coverage provided by the policy must be at least $100,000.
- You are required to provide evidence that the health insurance policy has been successfully purchased. A quote is not permitted in this context.
For Best Rates, Contact Us!
Key Elements of Super Visa Insurance
- Staying in Canada for at least two years is possible if you have Super Visa Insurance.
- There is a 10-year limit on the length of time a "super visa" will allow you to remain in Canada.
- The validity can be used in a single trip or split up among multiple trips.
- Insurance premiums paid for a Super Visa will be returned in full if the application is rejected.
- If you have to return home early for any reason, any unused portion of your ticket will be refunded to you.
- The insurance may also pay for preexisting conditions if they are stable and there has been no change in treatment or medication.
- It doesn't cost anything to see a doctor for advice or treatment.
- The cost of hospitalization, diagnostic testing, medications, and other medical necessities will be paid in full.
- Making a claim and having it processed quickly is a breeze.
- Treatment for any other medical emergencies that may arise during continuous treatment is also included.
- Your medical expenses will be paid for in the event of a COVID-19-related emergency during your vacation.
- Dental emergency will also be covered.
How Long is Super Visa Insurance Coverage?
Insurance for a Super Visa can be acquired for a single year at a time. A super visa’s total validity period may be up to ten years, but its individual use is limited to two years at a time. You will need to renew your super visa insurance if you plan to remain in Canada for the full two years. In addition, if you travel outside of Canada and then back in, your super visa insurance will need to be renewed.
It’s essential to ensure your Super Visa insurance meets all requirements before deciding on a policy and coverage. It’s important to buy insurance from a reputable company that will be available to you when you really need them.
At Gujarat Insurance, we are dedicated to provide our clients with the most comprehensive coverage that the Canadian insurance policy market has to offer. Please reach out to our customer support to get a quote and other additional information.